Quick and Easy Home Equity Lines of Credit or Fixed Rate 2nd Loans
We can do these loans within 14 days with all documentation. It is not unusual for 7 day closings after receiving all of your documents. 

Home Equity Product Line

  Product line includes:

Home Equity Line of Credit ( $150,000 minimum up to $500,000)

• Interest only HELOC with 10 years interest only draw period and 20 years amortization

• Variable Annual Percentage Rate (APR) based on Prime Rate
• Available on Full Doc and Stated Income loans

Fixed Rate Second Loan ($150,000 minimum up to $500,000)

• Terms available, 5 years to 30 year amortization
• Interest rates are locked and will not change over time
• available only with Full Documentation,
  
  

• Stated Income or No Job Verification 2nd Loans

  (DISCONTINUED!)

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First mortgage position Line of Credit ($250,000 minimum)

• We offer special pricing for first lien products
• Loan amount up to $1 million

Purchase Money Seconds for Loans and Lines of Credit

• Lien will go behind any first mortgage lender ( Neg. amortization OK )

Simultaneous Closing for First and Second Lien

• Lien will go behind any first mortgage lender*

 

Benefits for You:

These Home Equity Loans are flexible and affordable. Whether you are looking to consolidate student loans, car loans, credit cards, finance home improvements and/or major purchases, or simply looking for ways to secure emergency capital, we have home equity products that can help which includes:

• A true Stated Income Loan Program up to 100% financing¹
• Competitive rates
• NO closing costs up to $1,000,000²
• NO application fees
• NO initial draw requirements
• Convenient document signing
• Pay only Interest Only on what you draw on the HELOC
• Potential tax deductibility - please consult tax advisor for more detail

Restrictions apply. Ask for details.

* Please consult your tax advisor about your personal situation.

 1 - Maximum Equity Line of $250,000 to $500,000 for 100%; $400k for refinances

Maximum is $250,000 to $400,000 for 90% financing

Maximum $250,001 - $1,000,000 for 80% total financing

 2 - Fixed Rate Loans of $150,000 or more; If Less, Flat fee from $995 to $2,000

- Home Equity Line of Credit of $200,000+;  If Less, Flat fee from $1,495 to $1,995

- depending on credit score and state