jumbo loan rates

Jumbo Mortgage Rates
Weekly Trends

Loan Type Rate Points APR
15 Year Fixed Jumbo 4.86 5.17%
30 Year Fixed Jumbo 5.45% 5.67%
5/1 ARM Fixed Jumbo 4.35% 4.47%


We also have 5, 7 & 10 Year Jumbo ARMs. Loan amounts up to $5 Mil.
For Second Mortgage Loans, please contact us as these programs are very scarce to from!

 

Jumbo Rates Current As Of:

° Rates shown above include a lock-in period of 30 days.
° Interest rates are subject to change, without notice, until locked.
° Interest rates are updated weekly.
° All programs reflect owner-occupied properties. And illustrate 20% or more equity for refinancing.
° Jumbo loan interest rate and APR’s are based on loan amounts from $417,001 to $650,000. Slightly higher rates for loans up to $3 Million
° “Cash-out” refinances may have a different interest rate than other programs, please call to verify.
° “No Doc” and No Income loans may have a different interest rate than other programs and 30% minimum equity or down payment, please contact us to verify.
° Credit Scores Borrowers should have a minimum credit score of 680 for loans under $1.5 Mil and 720 if loan is > than $1.5 Million.
° ARM (adjustable rate mortgage) loan APR’s reflect APR for fixed period only.
° ARM (adjustable rate mortgage) interest rates can increase after specified fixed period, please review all applicable disclosures.

* Payment Choice Program Disclaimers: (Discontinued Product)
° Payment Choice Program provides several payment options each month.
° Choosing the minimum payment one month, may not always cover the total interest due.No Longer available
° The unpaid portion, called "deferred interest," is added to your loan balance; and itemized on monthly statements.
° We highly recommend that you reimburse any "deferred interest" as quickly as possible.
° Ask about the equity builder program that limits “deferred interest”
° Rate shown based on loan-to-value of 80% or less; and must credit score qualify.

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