Terms and Conditions for Use of this Web Site

Please carefully review the following Terms and Conditions for Use of this web site (hereinafter "Terms and Conditions"). In these Terms and Conditions, "we," "us," "our" and "NATIONWIDE MORTGAGE"and PARTNERING COMPANIIES all refer to NATIONWIDE MORTGAGE.  an equal credit opportunity lender, and an equal housing lender.

By using this web site ( www.ijumboloan.com) and the online services offered by Nationwide Mortgage, you agree to these Terms and Conditions. If you do not agree to all of these Terms and Conditions of use, do not use our websites.

Use of Information on this Web Site
The information contained in this web site is not intended to provide any specific legal, accounting, financial, or tax advice to individuals or entities, and should not be relied upon or used for any such purposes. Downloading, printing or copying from this web site must be for noncommercial, personal use only.

Links are Not Endorsements
Please note that once you leave this web site, NATIONWIDE MORTGAGE accepts no responsibility for the content, products, services or privacy policies of non-NATIONWIDE MORTGAGE web sites. Links to other web sites or references to products, services or publications other than those of NATIONWIDE MORTGAGE do not imply the endorsement or approval of such web sites, products, services or publications by NATIONWIDE MORTGAGE.

Accuracy and Changes
Facts and information on this web site are believed to be complete and up-to-date. NATIONWIDE MORTGAGE reserves the right to modify the information on this web site at any time without notice. Any such modification shall be effective immediately upon posting and your continued use of this web site will mean that you accept these changes.

Severability and Conflicts with other Terms
If any provision of these Terms and Conditions is determined to be unlawful, void or unenforceable for any reason, in whole or in part, then that provision shall be severable from these Terms and Conditions and shall not affect the validity or enforceability of the remaining provisions. Conflicts between these Terms and Conditions and the specific terms and conditions of any other agreements relating to your NATIONWIDE MORTGAGE accounts, products and services, shall be controlled by the specific terms and conditions of the other agreements relating to your NATIONWIDE MORTGAGE accounts, products and services.

Copyright Notice
© 2000 . All rights reserved. Unless otherwise specified, the content of this web site including, but not limited to, text, graphics, logos, buttons, images, data compilations, icons, and code, is the property of NATIONWIDE MORTGAGE and/or its affiliates, and is protected by United States and international copyright laws. Unauthorized use of any logos and/or name or trade names belonging to NATIONWIDE MORTGAGE or any of its affiliates or subsidiaries is prohibited. Certain graphics, logos, icons, designs, words, titles or phrases contained in this web site may constitute trade names, trademarks or service marks of NATIONWIDE MORTGAGE or others. Trademarks may be registered in the United States and in other countries as applicable. The display of trademarks on the pages of this web site does not imply that a license of any kind has been granted unless expressly stated herein. Any unauthorized downloading, re- transmission or other copying or modification of trademarks and/or the contents herein may be a violation of law, and could subject the copier to legal action.
All other registered and unregistered trademarks are the property of their respective owners.

Governing Law, Jurisdiction, Waiver of Jury Trial
These Terms and Conditions constitute a contract made under and shall be governed by and construed in accordance with the laws of the State of Delaware. You agree that the federal court of the District of Delaware, if it has subject matter jurisdiction, shall have exclusive jurisdiction to hear and determine any claims or disputes between you and NATIONWIDE MORTGAGE (and/or its members, managers, officers, employees, agents and the assigns of same), NATIONWIDE MORTGAGE or indirectly to these Terms and Conditions, or to any matter arising there from, or any other document executed and delivered in connection herewith or therewith. If such federal court lacks subject matter jurisdiction, any state court located in New Castle County, Delaware, shall have exclusive jurisdiction to hear and determine such claims or disputes. To the fullest extent permitted by applicable state and federal law, you and we each agree to waive the constitutional right to a trial before a jury. All disputes and controversies and claims arising out of the use of this web site shall be resolved either through arbitration or in the courts.

Disclaimer of Warranties
THIS WEB SITE IS PROVIDED BY NATIONWIDE MORTGAGE ON AN "AS IS" AND "AS AVAILABLE" BASIS. NATIONWIDE MORTGAGE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEB SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEB SITE. NATIONWIDE MORTGAGE DOES NOT GUARANTEE OR WARRANT THE ACCURACY OF INFORMATION CONTAINED ON THIS WEB SITE OR THAT ACCESS TO THIS WEB SITE WILL BE UNINTERRUPTED. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, NATIONWIDE MORTGAGE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Liability and Restricted Access 
NATIONWIDE MORTGAGE is not liable for any direct, indirect or consequential loss, damage or inconvenience arising out of your use of this web site. NATIONWIDE MORTGAGE reserves the right to cancel or restrict your access to this web site without notice to you. NATIONWIDE MORTGAGE is not responsible for damages suffered by you or any inconvenience caused directly or indirectly by our termination of your access to this web site.

Equal Credit Opportunity Act Notice
THE FEDERAL EQUAL CREDIT OPPORTUNITY ACT PROHIBITS CREDITORS FROM DISCRIMINATING AGAINST CREDIT APPLICANTS ON THE BASIS OF RACE, COLOR, RELIGION, NATIONAL ORIGIN, SEX, MARITAL STATUS, AGE (PROVIDED THAT THE APPLICANT HAS THE CAPACITY TO ENTER INTO A BINDING CONTRACT); BECAUSE ALL OR PART OF THE APPLICANT'S INCOME DERIVES FROM ANY PUBLIC ASSISTANCE PROGRAM; OR BECAUSE THE APPLICANT HAS IN GOOD FAITH EXERCISED ANY RIGHT UNDER THE CONSUMER CREDIT PROTECTION ACT.