Purchase or Refinance Loan Programs

Interest Only Loans

The most common type of mortgage program where your monthly payments for interest and principal never change.
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Adjustable Rate

These loans begin with an interest rate that is lower than a comparable fixed rate mortgage, but the rate changes at specified intervals. The intervals are anywhere from 1 month to as long as 10 years. Choosing an ARM with an index that reacts quickly lets you take full advantage of falling interest rates.
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Fixed Rate

These loans offer the most security with an interest rate that is fixed for the life of the loan and immune from market fluctuations.
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Down Payment Options

Programs allows "Zero down" payment dependng on credit score and other factors.

Credit Problems with Solutions

Important steps to improve your credit score and get the interest rate you deserve.
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