Apply for jumbo mortgage financing in Holladay, Cottonwood Heights, Draper, Sandy, Logan, Provo, St. George, and Orem to get an attractive rate. Loan amount and terms of 5, 7 & 10 Year Jumbo ARMs are available as well as 30-year and 15-year program. Rates may vary from lender to lender.
Upscale homes in Heber City, Park City, and Deer Valley will more than likely require the assistance of a lender that has super jumbo loans for multi-million dollar homes in these exclusive neighborhoods.
Update: July 2011
90% jumbo loans with "full documentation" is available in AZ, CA, CO, FL, MI, OR, UT, WA to $1.1 Million -
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- Borrowers Need to have:
- 760 credit score or higher
- Purchase or Refinance (no cash back)
- Rates range from 4.5% to 5.75%
- Must Document Income and Assets for 2 years
- No Prepayment Penalty
In Utah areas considered "high cost", like Salt Lake, conforming loan limits range from $600,300 to $729,750 until October 1, 2011. High-cost is defined by the median sales price of a region. Here are the expanded conforming loan limits for high-cost counties in Utah:
County Permanent Loan Limits Expanded Loan Limits
Salt Lake $600,300 $729,750
Summit County $600,300 $729,750
Tooele $600,300 $729,750
° Interest rates are subject to change, without notice, until locked.
° Interest rates are updated weekly.
° All programs reflect owner-occupied properties. And illustrate 20% or more equity for refinancing.
° Jumbo loan interest rate and APR’s are based on loan amounts from $417,001 to $650,000. Slightly higher rates for loans up to $3 Million
° “Cash-out” refinances may have a different interest rate than other programs, please call to verify.
° “No Doc” and "No Income Verification" loans may have a different interest rate than other programs and 30% or more minimum equity or down payment, please contact us to verify.
° Credit Scores Borrowers should have a minimum credit score of 680 for loans under $1.5 Mil and 720 if loan is > than $1.5 Million.
° ARM (adjustable rate mortgage) loan APR’s reflect APR for fixed period only.
° ARM (adjustable rate mortgage) interest rates can increase after specified fixed period, please review all applicable disclosures.
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