The reasons people live in Texas are plentiful. A few are the lone star state has a thriving economy, no state income tax, lower cost of living, relatively mild winters, a range of outdoor activities, and a reasonably priced luxury real estate market combined with a wide variety of artistic, cultural events as well as nationally high ranking school systems and advanced degree institutions.
Neighborhoods with a good school system and close proximity to downtown big business keep prices stable or high in prestigious neighborhoods like Preston Hollow in Dallas, Austin's Barton Creek, the River Oaks in Houston, Terrell Hills in San Antonio, Fort Worth and other luxury home communities.
Terms usually range to borrowers opting for 5, 7 or 10-year Jumbo ARM or people who plan to stay in their homes longer the 30-year and 15-year fixed products. Interest rates will always be the same for each lender. Some have monthly specials.
Current Conforming Loan Limits for the Lone Star State's most populous counties in 2018:
Dallas, Travis, Harris and Bexar Counties
1 Unit - $453,100
2 Unit - $580,150
3 Unit - $701,250
4 Unit - $871,450
Multi-million dollar homes and financing are available in these upscale Texas neighborhoods:
of Dallas: (Highland Park, Preston Hollow, University Park, Oak Lawn),
Houston: (Rivercrest, Stablewood, Sherwood Forest, Memorial Drive Manor, River Oaks),
San Antonio: (Terrell Hills, The Dominion , Alamo Heights, Olmos Park , Hill Country Village),
Austin: (Ladybird Lake (aka Town Lake), Lake Austin, Lake Travis, Spanish Oaks, Barton Creek, Terrytown, and Crystal Falls.)
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